Everything in One Platform

Every Feature Your Collection Business Needs

From customer onboarding to profit tracking — RupeeCollect covers the entire lifecycle of loan collection management, for NBFCs and microfinance companies across India.

13

Feature Categories

51+

Individual Features

9

Languages Supported

2

Platforms — Mobile & Web

Customer Management

Every customer's full profile, KYC documents, and location — organized and searchable.

  • Complete KYC profiles — photo, Aadhaar/ID proof, PAN, address proof and reference details
  • GPS location capture for every customer, with automatic nearby-customer detection
  • Custom collection visit order — sequence customers exactly how your agent walks their route
  • Search and filter by name, phone, member number, area, or status

Loan Management

Set up and track daily, weekly, and monthly loans with automatic calculations.

  • Daily, Weekly, and Monthly loan types with configurable tenure and interest
  • Automatic installment, interest, and total payable calculation
  • Active and Closed loan tracking with closure reasons — Completed, Settled, Bad Debt, Deceased, Absconded, Legal Action
  • Full loan and repayment history per customer

Monthly Interest Loans

Disburse the full principal upfront, collect interest every month, and close the loan out with the principal repaid in one lump sum.

  • Open-ended tenure by default — interest collected every month for as long as the loan runs, with an optional planned term you can set upfront
  • Monthly interest amount auto-calculated from a simple rate percentage — no manual math
  • One-tap "Close Loan & Collect Principal" action records the lump-sum repayment and closes the loan out
  • Its own dedicated collection sheet, dashboard breakdown, and repayment schedule — kept separate from your EMI loans

Weekly Interest Loans

Disburse the full principal upfront, collect interest every week, and close the loan out with the principal repaid in one lump sum.

  • Open-ended tenure by default — interest collected every week for as long as the loan runs, with an optional planned term you can set upfront
  • Weekly interest amount auto-calculated from a simple rate percentage — no manual math
  • One-tap "Close Loan & Collect Principal" action records the lump-sum repayment and closes the loan out
  • Its own dedicated collection sheet, dashboard breakdown, and repayment schedule — kept separate from your EMI loans

Late Payment Penalty

Automatically calculate and track late fees on overdue installments — configurable per loan type.

  • Fixed, per-day, or percentage-based penalty rules — set independently for daily, weekly, and monthly loans
  • Configurable grace period before penalties start accruing
  • Automatic penalty calculation shown at the moment of collection, with an optional maximum cap
  • Penalty income tracked separately across dashboards, reports, and repayment schedules

Collections

Everything your field agents need to collect efficiently, every single day.

  • Daily, Weekly, and Monthly collection sheets showing exactly who's due
  • One-tap collection entry with instant balance updates
  • Area and Line-based filtering so each agent sees only their assigned customers
  • GPS-optimized route planning — opens Google Maps with every due stop in the most efficient order
  • Per-customer "Track Location" for instant one-tap navigation

Pigmy Savings

Manage pigmy savings accounts, deposits, and withdrawals

  • Daily, Weekly, or Monthly savings accounts — the customer deposits a fixed amount each period toward a target
  • Optional maturity bonus, paid out only when the account completes its full term
  • Partial or full withdrawal at any time — a partial withdrawal keeps the account open with a reduced balance
  • Dedicated Account List, Customer Statement, and day-wise Ledger reports, with Excel export

Reports & Analytics

Real-time visibility into your entire loan portfolio, from a single dashboard.

  • Live dashboard with portfolio value, collection rate, and weekly trend charts
  • Customer List, Loan List, and Closed Accounts reports
  • Daily Summary — today's collected, pending, and tomorrow's dues at a glance
  • Cash Book — a day-wise cash register with running totals
  • Individual Customer Details — complete loan and collection history in one view
  • Overdue Loans tracking with days/weeks/months overdue

Accounts & Finance

Track income, expenses, salaries, and true profit — not just collections.

  • Income and expense tracking by category
  • Employee salary configuration and monthly payment tracking
  • Monthly and yearly Profit & Loss statements
  • Owner withdrawal tracking, kept separate from business P&L
  • One-click data export (CSV/JSON) and full backup

Bulk Data Import

Import your existing customers, loans, and collections from Excel or CSV in minutes — no manual re-entry.

  • Import Customers, Loans, and Collections from Excel (.xlsx) or CSV files
  • Smart column mapping — auto-detects your spreadsheet headers, no fixed template required
  • Row-by-row validation before import — see exactly what will be added and what needs fixing
  • Automatic duplicate detection — re-uploading the same file never creates duplicate loans or collections

Team & Access Control

Give every team member exactly the access they need — no more, no less.

  • Role-based permissions — Admin, Super User, and Data Entry
  • Employee management with real usage visibility
  • Secure sessions that stay logged in without repeated re-authentication

Multi-Language Support

Built for every region your business operates in.

  • Fully translated into English, Tamil, Hindi, Telugu, Kannada, Malayalam, Marathi, Bengali, and Gujarati

Mobile + Web, Always in Sync

One platform, built for both the field and the office.

  • Full-featured native mobile app for field agents
  • Web dashboard for owners and office staff — the same data, always in sync
  • Works equally well from a phone in the field or a desktop in the office

See It All in Action

Start your 1-month free trial — no credit card required.